If you get injured or suffer property damage following a car accident, you might start to think about whether or not you should hire the services of a Boston car accident attorney. Do you really need an attorney at this point? Is it wrong to deal with the insurance company to settle the claim on your own? While the results depend on the complexity and the details of the case, there are so many benefits when hiring an attorney.
Why should you hire a Boston car accident attorney?
Ideally, a car accident attorney can help with the following:
- Communicating with your health provider for missing records
- Communicating with other drivers’ insurer
- Getting the necessary evidence regarding the liability
- Negotiating with lien holders
- Negotiating with the defense attorney or insurance adjusters to get a satisfactory settlement
- Organizing your bills and medical records
- Presenting the evidence to prove damages and liability
- Working with your doctors to obtain the necessary medical information – to prove the damages in your claim
But here are the most important reasons why you need to hire a Boston car accident attorney:
Communicating with the other party’s insurer
In any kind of personal injury case, a Boston car accident attorney will help you open up a line of communication with the insurance adjuster for the other party involved. In this case, the insurance adjuster has the pocketbook. Therefore, the plaintiff’s attorney needs to have a good relationship with the adjuster and good communication skills.
Getting the necessary evidence regarding the liability
They say, in a car accident claim, a good attorney is someone who can help obtain all the necessary evidence to prove liability. And even though you may already have the photos of the accident scene, your attorney will still go back to the scene themselves to see what it looks like. After all, actually seeing the scene of the accident can be worth a thousand pictures.
A Boston car accident attorney will make sure that they get all the accident reports in the case. Once they have them, they will speak with the witnesses and the investigating police officers. A good attorney will leave no stone unturned to obtain evidence of liability.
Getting the evidence to prove damages and liability
You need to obtain all the necessary documentation related to your injuries. However, this part is never easy, which is why you’ll need the services of a good attorney for your case, especially if you have suffered injuries in connection with the car accident. It can be challenging to get your hands on those bills and records from health care providers. And even if the records are technically yours, sending medical records to lawyers isn’t the priority of the health care provider.
Here are some major problems when obtaining medical records:
- Small hospitals don’t have the time to respond to medical record requests on time
- Large hospitals follow strict procedures to respond to medical record requests
- Incomplete records
You may not obtain the necessary evidence on time. After all, small hospitals take time to respond, while large hospitals follow strict procedures. If you don’t follow their procedures, they might not respond to your request at all.
And when the health care providers respond to your request, you may not receive the complete records. In this case, you’ll have to request to get the same records more than once. Also, you’ll have to follow up endlessly with the health care provider.
Presenting evidence to prove damages and liability
Once you have the records, you might find out that the doctor didn’t use the magic words regarding the causation, prognosis, and the disability in the notes. For you to successfully prosecute any personal injury claim, you need to present the evidence to prove damages and liability. This evidence should prove the following:
- Breach – The evidence must prove that the party at fault has indeed breached that duty of care either through their actions or omissions.
- Causation – The evidence must also prove that the responsible party’s breach of their duty caused injury to you.
- Damages – The records must prove that you have incurred some compensable damages. These include lost wages, medical expenses, or suffering and pain.
- Duty – This is probably the most straightforward, as motorists have a responsibility to care for others on the road.
Negotiating with lienholders to reduce the amount of those liens
If you have received benefits from a compensation insurer, then they will have a lien on your car accident claim. This means that the lienholder will get paid before you do, out of any judgment or settlement you receive. A good attorney will work with the lienholder to get the lienholder to reduce the amount of those liens. This is a very important job – every dollar the lienholder takes is one more dollar that goes to your pocket.
Negotiating the settlement
Negotiation is a very specific skill – it’s not as easy as you think. A good attorney knows how much the case is worth, and how to work the case. They also know how to conduct any negotiations to get the most out of the insurer.
Do you need to hire a Boston car accident attorney?
When it comes to filing an insurance claim, after a car accident injury, you don’t necessarily have to hire an attorney. However, having a Boston car accident attorney can help ensure the protection of your rights and interests. Usually, insurance firms settle car accident claims for small amounts of money. They may even attempt to take advantage of you, getting you to make a statement against your interests. What’s worse is that they may ask you to accept a quick cash settlement that is too small to help you with your medical bills and expenses.
If you have an attorney, then they will take care of the insurance adjusters on your behalf. They will also thoroughly investigate and seek help from expert witnesses in building your case. This way, you can just focus on your recovery.