Personal injury is classified as an injury or illness that resulted from a car accident, a workplace accident, medical malpractice, and a slip or fall accident on a property. Personal injury can be physical or psychological and it is believed to be someone else’s fault.
Many people are not sure if they need to hire a personal injury lawyer to handle their claim or if they can take care of it by themselves. Insurance companies will have a team of lawyers ready to evaluate your claim and pay you less than what you are owed.
A personal injury lawyer will have the required skills and experience to fight the insurance company for you but it is difficult to know when you need to seek the help of someone who is knowledgeable of the legal system.
There are multiple factors to consider before hiring a personal injury lawyer.
This article can make the decision easier for you
1. Your claim was denied or delayed by the insurance company
Insurance companies can be difficult to negotiate with as they have a team of lawyers who focus on finding the smallest things in a claim to deny it or delay it. There is a lot of complication in personal injury law that only people who work in the legal system understand.
Insurance companies may also delay your claim to cause you to give up and accept an offer that is not enough to cover medical bills or the damages done to your body. If you find yourself in such a scenario with your claim, it is best to hire a personal injury lawyer to fight for your right.
2. The injury you suffered is permanent or serious
If an accident caused a permanent disability or a serious damage to your body, it is important to consult a personal injury lawyer. An insurance company will not pay you enough money to cover the medical bills and the suffering you have endured from such a serious injury.
A personal injury lawyer will ensure that you receive an amount of money that will prevent you from going into debt and other financial problems that can result from the accident.
3. If the insurance company representative contacts you
Insurance companies hire clever lawyers and adjusters that will find ways to pay you less than what you are owed. If a representative from the insurance company contacts you to record your personal statement, your story of the accident, requests medical records, and other information, it is crucial to tell them that your lawyer will provide what they are requesting from you.
Adjusters from insurance companies know that your claim is accurate, but they can use a statement that was given by you during that call to deny or harm your claim against them. The insurance company may also dispute the liability of the insured to make you believe that your claim is not valid or they investigated the accident and have made a decision that it is not valid.