When to Hire an Attorney after a Car Accident
Car accidents are common and some are out of negligence while others are out of human control. Regardless of the cause, the amount of injury or the damages, you shouldn’t wait for too long to start the necessary procedures after an accident.
As soon as the insurance companies for both parties involved get notified about the crash, they immediately begin figuring out how to give you the lowest compensation or devalue your claim. This is among the many reasons why you need the help of a car accident attorney.
An experienced car accident attorney will help in several ways when you get involved in a car accident.
Help file a claim
You should already know that no insurance company is always willing to pay for any damages or injuries you incurred in an accident. The only way to get this is by filing an insurance claim. You need to file a complaint with your insurance company and the company of the other party involved.
If you’ve been driving for a while now, then you know how the process goes. The insurance company determines the value you’ll get and may even choose to deny the claim. The process even becomes more complicated when you have to file multiple claims with different companies.
You’ll need the help of an attorney to facilitate the repairs, the treatment, and ensure you get the compensation you deserve.
Avoid financial loss
Accidents will always expose you to some financial loss. You could get your car damage or incur considerable expenses to settle your medical bills if you got serious injuries. You’ll need some settlement to help cover the financial loses.
Getting a fair settlement without the help of an attorney can be next to impossible. An attorney can help you negotiate a reasonable compensation from an insurance company that will be enough to cover up for the loses.
Help protect your rights
Accidents result in a lot of stress, especially if you suffered a huge loss or you’re seriously injured. In this situation, you’ll expect the least sensible person to sympathize with you, but you wouldn’t expect the same from an insurance company that is on a business.
If you’re not wise enough to hire an attorney, the insurance company will hurry up to offer you the minimum compensation to end the case immediately.
It would be a huge disadvantage to you because such immediate agreements do not consider any future medical attention or the extent of the injuries. If you agree to such arrangements, you’ll not reverse then in future even with the help of an attorney since you would have already sold away your legal rights.
If you got involved in a fatal accident that resulted in serious injuries or even death of the other parties involved, you need to higher an attorney with immediate effect. Such cases usually lead to the disappearance of very important information including evidences, witnesses and any other information important for your case.
The insurance companies are usually quick to get their hands into such information for their own benefit. You need an experienced lawyer with a good track record to help you handle everything as you recover.
If you delay in hiring a lawyer, the case may turn against you, and you may not get the compensation you deserve.
The accident involves multiple parties
Accidents that involve more than two vehicles call for complex insurance claims and negotiation process. If in case one of the vehicles was for commercial purposes, the case can be even more complicated.
In this case, the parties involved get confused because they have no experience handling such cases. That’s where professionals in the insurance companies get the upper hand and take advantage of your confused state of mind.
You need an experienced attorney to handle the case and determine the parties liable. They will also negotiate reasonable compensation on your behalf.
The insurance company isn’t on your side
Having worked with your insurance company for a long time may make you comfortable thinking that they have your best interest at heart. Wait until you get in an accident to know that these people are completely doing business and what matters are their gains.
Their main aim is usually to keep their costs high and reduce overhead. With little experience on the law side of life, you’ll find it challenging to settle a fair deal with them. In this case, you need the help of an attorney to protect your rights and ensure you don’t get cheated.
Peace of mind
Life doesn’t have to stop since you suffered an accident. After getting medical attention, you might as well want to go back to your daily schedule. If you’re working, you’ll be needed back to the office, and if you’re a student, you wouldn’t want to miss classes.
Family, business, your job, or your classes are all the responsibilities you have on your shoulder. You don’t have to add another heavy one on top by handling a car accident case.
You should trust a car accident attorney to do this for you in the most professional way possible. Go back to your daily duty and concentrate on treating your injuries as your lawyer does all the legal work.
Help you understand settlement options
When both parties involved in an accident are in agreement, there is usually no need to go to court. Most car accident cases are settled out of court. If you agree to this, it means you’re giving up your right to sue.
This may seem simple and less time consuming because you won’t have to deal with several court proceedings. However, there are several settlement options that you won’t be able to understand if you’re not a professional in such cases.
You, therefore, badly need the help of an experienced car accident attorney to understand such things.
The law is too complicated, and professionals know how to play around with those who have little knowledge about their rights. If you happen to get into an accident, do not attempt to handle any claims by yourself. Get the best lawyer in your area and have peace of mind knowing that a professional is handling your case.