If you have filed a claim with your insurance company due to a loss, an injury or property damage, you may be feeling confident that you will get paid the amount you need, you will fix your issue and that will be that. Unfortunately, that is not always the case. And trying to negotiate with an insurance company that considers they have given you as much as they are going to give, can be tricky. Insurance companies are big business and they are definitely stronger and savvier than you when it comes to the products they sell.
Familiarize Yourself with Your Insurance Policy
The first step in resolving an issue with your insurance should be for you to become familiar with what exactly you signed when you got the policy. Read the declaration page. This is, in most cases, the first or second page of the document. There, you will find out what dollar limits apply to each category of coverage. Endorsements, riders, and extras that were added to the policy can also be found there. Review and understand what is included and what is not.
How do you know if you need an insurance attorney?
You may be communicating with your insurance company in such a successful way that you feel confident you will get the amount you expect and your issue will be solved. And if that is the case, and your insurance company is responding, keep going on your own.
If you keep getting frustrated, if you feel like there’s no one listening to you, if time is going by and all you are getting is more worried and anxious, or if you do talk to someone but whatever you have been promised has not materialized, it may be time to consider getting an insurance attorney.
What does an insurance attorney do?
An insurance lawyer is precisely the help you need when you face an issue arising from the use, sale, or payment of your insurance policy. Your insurance attorney will focus on your insurance contract and evaluate what items are covered under your insurance policy and up to what amount. Your insurance attorney will defend you against your insurance company when there is an issue about how much they would pay you under a specific policy.
How will your insurance attorney help you?
Dealing with your insurance company after you have suffered an injury or a loss can be a very disheartening, difficult process. With an insurance attorney on your side, you will have the benefit of working with someone who will not only help simplify this process but also work aggressively to make sure you get the results you need and expect.
If your claim has been denied or delayed, you may be feeling, frustrated trying to understand what went wrong. If you have been unfairly compensated, you may feel desperate to find the funds you need, not knowing how to get the money or where to turn.
That’s why an insurance attorney can help. Because of their experience with insurance cases, an insurance attorney will have the expertise needed to understand how the system works and how to make it work for you. Working with Attorney Earl Higgs, you can feel confident that your case will be handled with the expertise and commitment it deserves.