When you are in an auto accident, the last thing you want to worry about is how you will cover your losses. Yet the compensation you receive when you are injured by someone else’s negligence is important. To protect yourself and your finances, it is a good idea to contact an attorney to represent you. First, you need to understand what compensation is available for those injured in auto accidents.
If you are injured in an auto accident that was the fault of another driver, you have a right to compensation for all of your medical treatment. This includes prescriptions, physical therapy, and any ongoing medical treatment that will be required relating to the accident. Some car insurance companies will try to only compensate you for your initial medical bills, without taking into consideration the additional costs you may be facing. This is one reason you should hire an attorney to represent you.
Loss of Wages
If your injuries from the auto accident were severe enough that you missed work, you can be compensated for loss of wages. You can only get compensation for the hours that you missed directly due to the auto accident, generally for recovery or medical treatment. If you are placed on restrictions due to your injuries that cause you to miss time at work, these wages should also be included in your total compensation.
Property damage is the most cut and dry of the compensation you will receive from an auto accident claim. You should be compensated for all of the necessary related repairs to your vehicle. If your vehicle cannot be reasonably repaired, you should receive compensation for the total value of the vehicle. This will allow you to purchase another vehicle as a replacement. If you had aftermarket parts that were damaged in the accident, these should also be repaired or replaced.
Pain and Suffering
You may be able to get additional compensation for pain and suffering, particularly if your injuries are going to lead to a lasting disability. If your injuries are so severe that you will require ongoing medical treatment and extended time off from work, you should be compensated for the costs and lost wages that will result. If you are unable to continue working in your current field you may be entitled to additional compensation.
If you have been injured in an auto accident, it is important that you contact an attorney as soon as possible. You will need to have someone fighting in your corner, negotiating with the car insurance companies, and protecting your rights to compensation for all of your losses. Do not hesitate in contacting an attorney, as many lawyers will give you a consultation at no charge. You can also typically get your legal fees covered in the settlement with the car insurance company or the at fault party.