Did you know that in 2021 there were 18 million veterans in the United States? If you are a veteran, we want to thank you for your service. We have put together this short guide to clear up what Veterans Aid and Attendance is.
Read on to learn more and see if you or your spouse qualify for this extra benefit.
What Is Veterans Aid and Attendance?
The aid and attendance benefit is a monthly payment that is given to veterans and to their surviving spouses on top of VA pensions as long as they are eligible. This is considered a supplemental income that can also be added to a survivor’s pension.
The aid and attendance for veterans benefit were created to help cover the costs associated with long-term senior care.
Aid and assistance veterans eligibility is based on a few factors. First, the veteran has to either have an in-home caregiver or be living in a senior living home. Second, the veteran has to be receiving the basic VA pension.
If the veteran is not receiving their VA pension yet, they must apply for it at the same time that they apply for the Aid and Attendance benefit. The 3 qualifications to receive the basic VA pension include:
- The veteran can’t have a dishonorable discharge
- The veteran has to serve on active duty before 9/8/1980 or for at least 90 days, with one day during wartime or served on active duty after 9/7/1980 for 24 months with one day during wartime
- The veteran must be at least 65 years of age, live in a nursing home due to a disability, have a permanent disability, or receive Supplemental Security Income or Social Security Disability
There is also a financial requirement to qualify for VA benefits. The veteran must not have a net worth above $130,773 (this includes annual income and assets, not including a primary home and primary vehicle). Keep in mind that the limit sometimes might change annually because it is set by Congress.
What Types of Senior Care Are Covered?
When a veteran or their surviving spouses can’t manage their care on their own or independently, they have the right to use the Veterans Aid and Attendance benefits. The benefits will cover the costs for either assisted living, nursing homes, in-home care services, or memory care.
Also, keep in mind that any senior living community is allowed to help a veteran as long as the veteran or their surviving spouse require help with any 2 of the 6 activities of daily living (continence, dressing, bathing, feeding, toileting, mobility). The senior living community also has to provide 24-hour staffing.
Feeling Like a Veterans Aid and Attendance Pro?
Now that we shared the ins and outs of the Veterans Aid and Attendance benefit, you can assess whether you or your loved one qualifies. If you do, you can take the necessary steps to apply and receive what you are entitled to.
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