Types Of Compensation For Auto Accidents
Being involved in a car accident causes a lot of physical and emotional trauma to the victims. The possibility of losing income doesn’t make it any easier. Did you know that as a vehicle accident victim, you have the right to be compensated? You may also be able to claim several types of damages in a lawsuit. This article talks about the types of accidents and compensation you may get after an auto accident. Let’s take a look.
Common Types Of Auto Accidents
There are many different types of accidents that can occur when driving. As you can see from this image these are the most common ones.
When an accident occurs, it’s time to look into what types of compensation you may need to consider. Let’s look into this further.
Types Of Auto Accident Compensation
1. Medical Expenses
Anyone who goes through a car accident is likely to accumulate hospital bills depending on the injury. Injuries could range from minor cuts and bruises, to paralysis and even a permanent disability.
However, some injuries may not cause physical symptoms initially, or may not require hospital visits down the road. That’s why any accident survivor must go through a medical examination to determine if injury has occurred.
Medical expenses that arise from car accidents include:
- Physical or cognitive therapy (if brain injury is evident).
- Ambulance fees.
- Healthcare consultation fees.
- Medical aids such as crutches and heat pads.
- Permanent disability.
- In-home services (even if not medical).
If your doctor advises that you require additional medical treatment or therapy when your claim is settled, your attorney may calculate the possible costs. Doctors and health care providers can help with these estimates. If a motorist is responsible for the death of another motorist, the bereaved family can file a claim for wrongful death. They can also claim other medical costs incurred between the time of the accident and death.
2. Loss of Income
This type of claim includes payment for the time you were unable to work while recuperating due to the accident. A full-body recovery requires rest so the body can completely heal. Brain injuries also require a mental rest.
Accident victims might be unable to return to work for weeks and even months, depending on the type of injury. Those whose jobs require a lot of physical activity may still be restricted when they return to work and may not be able to earn as they did before.
You may also gain compensation for any future loss of wages as well. It becomes devastating for family members and other dependents when an accident victim can’t return to work in the future. For example, if a surgeon is involved in an accident that causes nerve damage in his hands, he’s likely not going to be able to continue his job. He can sue for the loss of his future income.
If the victim is below working-age, they could sue for compensation because permanent disability will restrict them from getting any meaningful employment as adults.
3. Property Damages
All cars are designed to offer the first line of protection to the occupants in case of an accident. Automobiles are strategically designed to endure the force of impact. However, in some extreme cases, the car is severely damaged and written off after an accident.
In most cases, the car has to be repaired. The value of the vehicle also decreases after an accident. To recover fair damages to your car or any other property, you need to take steps to protect your claim’s value. It’d be best if you documented the scene of the accident, including vehicle and personal property damage. Take photos if possible.
Also, keep all receipts related to the accident, including:
- Towing costs, interior, and body repairs.
- Rental car expenses.
- Parking fees and expenses.
- Mileage reimbursement for travel to and from medical appointments.
- Transportation costs to and from medical appointments for those who can’t drive.
You can claim property loss claims separately from the bodily injury claims so that you can purchase a new vehicle or replace personal property.
4. Pain and Suffering
Pain and suffering are defined by law as mental or physical distress that may cause one to seek damages in a lawsuit. The type of injury determines these types of injuries, the seriousness of the pain caused, and the prognosis of future pain resulting from the injury.
Pain and suffering may also be mental or emotional damages emanating from the accident, like stress or anxiety. Some states allow one to include pain and suffering damages for a general loss of enjoyment of life.
Not all states award pain and suffering damages in the same way. Some allow a jury to deduce that there must be some pain and suffering associated with bodily injury. In contrast, others require a certain period of consciousness during the damage to file the claim.
However, note that if the injury and pain are as a result of medical malpractice, there’ll be a cap on how much compensation you can receive.
An accident victim may recover a few types of damages after a car accident impacts his/her life and those around them. You can file claims for medical expenses, loss of income, property damages, and pain and suffering. Don’t delay seeking legal counsel.