Being involved in a car crash can be an extremely stressful time because not only are you likely to have suffered damage to your car, there is also a strong possibility that you could also be injured and require hospital attention. Some people will be so traumatized after a car crash that they will not think straight and will only seek an insurance payout for the damage caused to their car, and that will be it. However, this approach is not sensible because they are neglecting the possibility of compensation. Whether or not you were at fault for your accident, you will be due some compensation in one form of another to cover damage, injury, loss of earnings, or even emotional stress.
In order to help you receive the compensation that you are due we are now going to take a look at the different types of compensation available to you after being involved in a crash, so read on to find out more.
After you are involved in an accident the first thing you should do is head to a hospital to get yourself checked out. You may have severe injuries and will require an ambulance, but on the other hand, you may not be displaying any signs of injury, but this doesn’t mean to say that you shouldn’t go, because you may be in shock and the symptoms may manifest themselves later on. If you do not immediately go and get yourself checked out, then there is very little chance of receiving any medical compensation because opposition insurers and lawyers will claim that your injuries were not as a result of the crash. You will be entitled to compensation for medical costs, hospital in-patient stays, medicines, and any form of physiotherapy that you may require, so it really is paramount that you get yourself checked out as soon as you are involved in a crash so that you can receive the appropriate compensation.
Loss of Income
When you are involved in a crash and you suffer an injury, then it is likely that you will not be able to go to work, and this could be for as little as a few days, or even several months or years for a serious crash. Indeed, some people are permanently incapacitated and will never be able to work again. Experts from Kerley Schaffer LLP advise that regardless of the severity of your injuries, you will be due compensation for lack of earnings, and also for loss of income. If you are a painter and lose a hand, for example, then this will affect your future earnings so you will be able to make a claim accordingly. Given that your entire life could be affected by a car crash it is crucial that you seek all the compensation that is due to you if you want to maintain your previous standard of living.
Being involved in a car crash is not an easy time, regardless of whether you suffer injuries or not. You will likely go through a fair amount of emotional trauma as you may have trouble sleeping at night due to nightmares brought on by the crash. You may suffer anxiety or panic attacks and the situation could even get so bad that you are too scared to get behind the wheel of a car ever again. You may think that this is a consequence that you have to accept from being involved in an accident, but this couldn’t be further from the truth. These days courts are far more likely to pay compensation for the emotional trauma that you suffer, so make sure that you document all occurrences and visit your GP, as you may need anti-anxiety medicine. Only once you have the trauma documented will you be able to put in a claim for this type of compensation.
The final type of compensation available to you is punitive damages, however, this is very difficult to prove and often the courts are reluctant to payout. These types of compensation are only likely to succeed when the other driver in the accident is proved to have behaved in a particularly reckless way. Nevertheless, if you believe that this was the case, then you are well within your rights to seek this compensation.
As we have learned, there are four main types of compensation available to you after a car crash: medical expenses, loss of income, damages for emotional trauma, and punitive damages. Make sure you head to a hospital as soon as you have an accident and consult a lawyer so that you can get the maximum compensation available so that you can return to normal life as quickly as possible.