After sustaining an injury while at work, you might have a hard time getting back to normal and being able to meet your daily expenses. Therefore, you should always do your best to ensure you get fairly compensated for your troubles by hiring an attorney from jglawnc.com. This is especially important because your injury can affect how you can handle things in the future, thereby negatively affecting your family’s financial welfare.
However, winning a worker’s compensation case usually has its fair share of challenges.
Here are some useful tips you should put in place to make sure your worker’s compensation benefits get paid in full
1. Quickly Notify Your Employer About the Injury
You are required to inform your employer about the injury immediately after it happens. By not doing this on time, you might fail to qualify for worker’s compensation because the deadline will have already passed. Usually, the timeframe within which you must have reported your injury varies from one state to another.
2. Fill the Worker’s Compensation Claim Form Accurately and Quickly
After making an official report to your boss, start the process of claiming workers’ compensation benefits by signing a compensation claim form. This usually needs to be done within a specific duration or else lose the rights to claim for the worker’s compensation benefits.
However, as you file your claim, ensure all the information is factual and error-free. Thus, you should have a family member or friend for assistance filing this form in case you are under heavy medication or experiencing a lot of pain. Moreover, make sure the claim form is not tidy and complete before submitting to the insurance company, or else risk slowing the compensation process.
If your employer tries to persuade you from filing for compensation, hire a personal injury attorney to get useful advice on what to do.
3. Seek Immediate Medical Treatment
The worker’s compensation case takes time before it can be finalized. Therefore, you should see a doctor promptly instead of first waiting for compensation from your employer. This is vital because by not doing this, you increase the chances your injuries are becoming more serious or permanent. Likewise, the insurance company or your employer may use this as an opportunity to argue that the workplace injuries weren’t as bad, hence why you didn’t seek immediate medical attention.
Thus, you should always seek medical care as soon as possible and avoid any of these unfortunate situations. As the doctor examines your injury, go ahead and explain how you got the injury while at work. This will help a lot in settling the payments and for documentation purposes.
4. Know the Worker’s Compensation Benefits You Are Eligible For
There are different types of worker’s compensation benefits, and each of these has different eligibility requirements and amounts. These include the following:
- Medical treatment: This compensation benefit covers the necessary and sensible medical expenses
- Temporary disability benefits: Payments made while you are absent from work and going through the recovery process
- Permanent disability benefits: Compensation if an injury leads to a lifelong physical disability
- Mileage: Payment for costs incurred when traveling to get medical care and any other travel linked to worker’s compensation
- Vocational Rehabilitation: Compilation for the job retraining needed for you to find another job considering your disability
If you still are uncertain about the specific advantages of each of these worker’s compensation benefits, it’s best to hire the services of a licensed attorney. This is especially crucial since the adjuster working for the insurance company won’t fully explain the benefits of each of these worker’s compensation systems in a bid to try and maximize the company’s profits.
5. Be Cautious of Private Investigators and Surveillance
In some cases, insurance companies hire private investigators to survey every move you make to discredit your worker’s compensation claim. These investigators do this by spying on you while in your home and public places. In the process, they might find something which the insurance company might try and use to contradict statements made when you requested for worker’s compensation benefits. For instance, they might take pictures or videos of you lifting a box as a reason you aren’t seriously hurt, thus don’t qualify for compensation. The insurance company will use this despite knowing the package may not be as heavy as it looks.
You should hire a worker’s compensation attorney should you suspect a private investigator is following you your every move. These professionals will give you tips on how to be cautious and ensure no compromising surveillance finds its way on the investigator’s hands. Furthermore, you need to remain careful with your medical records, social media accounts, as well as any appointment you make with the insurance company doctor or vocational counselor.
Winning a worker’s compensation case is usually quite challenging. However, if you implement any of these useful tips mentioned above, chances are you will emerge victorious. As a result, you won’t have to worry about not getting compensated for injuries sustained while at work.