Should You Pursue a Personal Injury Claim Yourself?
Seeking compensation for suffering from a personal injury is every Australian’s right, and the very reason why insurance policies exist for these occurrences. Personal injury can be sustained anywhere and at anytime, and it could happen to anybody.
If you have suffered from a personal injury where you feel you have a reasonable case for compensation, should you try and make the claim yourself, or enlist the help of personal injury lawyers?
Which is the best path to take? That’s what we’ll discover in this post.
Do You Know the Law?
While you certainly by no means have to be a trained lawyer to file a compensation claim, it does help if you have an understanding of the laws that govern personal injury compensation claims and how to go about making a claim.
For sure you can attempt the process yourself, but keep in mind that if you make any errors on your application or don’t fully understand the questions being asked, this could either vastly slow down the time it takes to process your claim, or have your claim for compensation rejected altogether.
On the other hand, a law firm that specialises in personal injury claims is fully conversant with the laws, as well as being adept at the claim’s process. These law firms deal with compensation claims on a daily basis, so they know exactly what to do and where your case stands at all times.
Another huge advantage you have when you team up with a lawyer is credibility. Law firms are dealing with the insurance giants regularly. People know each other, and this alone can help speed up the process and produce a positive outcome.
If you go it alone, you’ll be up against these mega insurance corporations all on your lonesome. That doesn’t mean you can’t make a successful claim, but is it worth taking the risk?
If you’ve been injured, chances are you’re not only suffering physically, mentally and emotionally, but most likely financially as well. Adding the stress of trying to negotiate a compensation claim is probably the last thing you need at a time like that.
There are some key points to take note of if you decide to enlist the help of a specialist law firm that focuses on personal injury law, and we’ll highlight some of those in the next section.
The Advantages of Hiring a Lawyer
We’ve already gone over a few of the advantages that a specialist law firm will offer in the fight for fair and expedient compensation for a personal injury, but let’s now look at why it’s really a ‘no lose’ situation for the claimant to have a professional on their side.
Many personal injury law firms offer a free consultation in the first instance. What this means for you is that you can sit down with an experienced lawyer and explain your circumstances to them regarding your accident and resulting injury. Your lawyer will then be able to tell you whether you have a good case for a successful claim. Because this consultation is free, even if your lawyer feels you don’t have a claim to make, it costs you nothing to find out. This opens the door for you to discover exactly where you stand in the matter with no risk to you.
Here’s another cool point to note. Along with that first free visit, if the law firm does think you have a good case, they’ll often take you on as a client on a ‘no win no fee’ basis. Meaning, you don’t pay anything if they lose, and even when they win your case, no money is owed until a successful outcome is achieved.
When you add all this into the mix, why would you even consider going it alone and taking on the insurance company by yourself?
You can have a successful lawyer on your team at no financial risk to yourself, and also stand a much better chance of getting the compensation you truly deserve. So why add to your stress when a law firm can take care of the claim for you?