Have you suffered a fall at work and gotten injured? You aren’t alone when you get injured at the workplace.
According to reports, there were over 2.2 million workers’ compensation claims filed during 2018 alone. The good news is that it’s not a complicated process to file a claim if you want to receive compensation for your injuries.
If you’ve fallen at work, there are steps you need to take if you want to receive compensation for your injury. Follow the five steps below when you suffer from a work injury.
1. Get Medical Attention
Before you take any other action, it’s essential to take care of yourself. Look over any injury that you have to see how serious it is.
If you have someone on-site to check your wound, head over to get checked out. Otherwise, head to a doctor to receive medical attention and get a full picture of your injuries.
2. Notify Your Employer
The next step is to notify your employer of your fall at work. Talk to your manager and explain to them what happened. They’ll be able to guide you through the next steps of the process.
Your employer likely has workers’ compensation insurance. This means that they’re covered for any accidents that happen in the workplace. You’ll receive your compensation through their insurance company, so you’ll receive paperwork to fill out for the claim.
3. Gather Evidence
Once you get your paperwork, it’s crucial to figure out what exactly happened. Make sure you take pictures of the accident location and any obstruction that contributed to the accident.
If there was anyone around when the fall happened, get a statement from them. A witness statement will help prove your claim to the insurance provider.
4. Fill Out the Paperwork
Once you receive the paperwork from your employer and gather what evidence you can, it’s time to fill out your claim paperwork. Make sure you fill out your paperwork completely and include anything extra you think will help your claim.
Don’t guess at any of the items on your form. Ask for help if you aren’t sure what you need to fill in. If you make sure things are correct the first time, you’re going to increase the chances of a successful claim.
Once you finish the paperwork, hand it over to your employer, and they’ll send it to their insurance provider.
5. Respond to the Insurance Company Decision
Once your paperwork is turned in, it’s a waiting game until you hear back from the insurance company. It’s against the law for them to act slowly on insurance claims, so you’ll likely hear your answer in a few weeks. Once you do, you can decide to receive a lump sum or staggered payments for your settlement.
If the insurance company doesn’t give you the outcome you’re looking for, it pays to talk to a lawyer for help. Visit www.veronbice.com to learn more about taking your claim to court.
Don’t Skip Steps When You’ve Fallen at Work
You can’t afford to make a mistake when trying to get compensation when you’ve fallen at work. Use the steps above to do things the right way so you can get the help you deserve.
If you want to learn more about the legal process, head back to our blog. Our latest posts cover everything you need to know about the law.