You’re driving down the street, enjoying your day. Next thing you know, you hear a horrific crunch and your airbags deploy. You take a moment to collect yourself and get out of the car to check on the other driver…only, they’re not there.
Hit and run accidents are more common than people think, with data suggesting an estimated 737,100 incidents each year.
It’s crucial that all drivers know how to handle a hit and run accident, both at the scene of the accident and after. Below, you’ll find details on what steps you’ll need to take, so make sure to keep reading!
The first few moments following a car accident can seem like an eternity. Your mind is racing and you might feel unable to collect your thoughts.
That’s because you’re running on adrenaline. When the body sustains trauma, it releases a series of fight-or-flight chemicals that can cause you to, among other things, ignore pain.
But that doesn’t mean you’re okay. You’ll still need to call 911 who will dispatch both police and medical supervision.
Medical dispatch is of particular importance, as you may have a concussion. Since signs aren’t always apparent, you could risk worsening symptoms like headaches or seizures. You won’t want to leave the scene until they give you the all-clear.
Moreover, the police will need to assess the scene. Should you leave the scene of the crime without the police’s approval, you’re technically committing a crime.
Once the paramedics tell you you’re okay, assess the scene of the accident. Start taking photos of your vehicle, as well as the road or intersection itself.
You’ll also want to ask any onlookers if they saw something.
These testimonies can help you substantially, both in court and with your insurance company. In fact, this is one of the first things any hit and run accident attorney will tell you.
The more evidence you’re able to collect, the stronger your case.
Contact Your Insurance Provider
You pay a monthly premium, so it’s only fair for your insurance provider to come through and help you recoup the costs of your accident. However, the process works a bit differently in the case of a hit and run.
For starters, you’ll want to make sure you have a copy of the police report, both for your insurance carrier’s purposes and your own.
You’ll also want to provide them with any evidence you managed to collect, as this can affect what your insurance covers.
How to Handle a Hit and Run Accident
Though we hope you’re never involved in a hit and run accident, it’s important that you know how to take care of yourself as well as anyone else affected at the scene.
Remember to collect as much evidence as possible and keep close tabs on your insurance provider’s final decision. Also, don’t be afraid to contact a lawyer if you feel as though your insurance isn’t paying out as it should.
For more information on keeping yourself legally secure, make sure to check out the other content on our blog.