Have you been injured in a road accident? Well, sadly, you’re by no means the only one. Around 50 million people across the globe suffer the same fate every year!
The exact circumstances of each accident will differ, of course. But one thing’s for sure:
They leave mental, physical, and financial scars that can take an age to heal. Indeed, for many people, having a car accident turns their entire life upside down.
It’s no surprise, then, that victims often seek compensation for accidents that weren’t their fault.
Knowing how to get the most money from a car accident is vital in these situations, though. Approaching the process in the wrong way could be the difference between winning hundreds or hundreds of thousands of dollars.
With medical bills to pay and no money coming in, it’s imperative that you get as much car accident money as possible. Want some tips on how to do it? Keep reading!
1. Get Legal Support
Our first and most critical suggestion is that you seek legal help.
Don’t get us wrong. We understand the appeal of going it alone! Lawyers don’t come cheap, which makes the idea of saving on legal fees incredibly attractive.
It’s too much of a risk though.
The path to accessing your settlement is a minefield of paperwork and potential problems. Anybody without the necessary expertise is sure to feel out of their depth. Likewise, as unethical as it is, insurance companies will do everything in their power to avoid paying you in the first place.
The result? It’s highly unlikely that you’ll get the money you deserve.
In comparison, a legal professional that specializes in car accident injuries will walk you through the entire process. They’ll offer expert counsel and work hard to get you the highest possible amount of cash.
2. Make a Record of Events
Be sure to write down the details of the accident ASAP as well.
Waiting days or weeks after the event is a recipe for trouble. You risk forgetting key aspects of what happened, which could hinder your attempts to earn a significant settlement. Conversely, acting while it’s fresh in your memory ensures you won’t miss anything out.
It’s important to be as comprehensive as possible. Details that might seem inconsequential can have serious implications. For example, imagine that the driver at fault explained that he was rushing to get somewhere at the time.
Writing that down would indicate that they were in the wrong. Your case is made stronger in the process.
Record everything from a step-by-step account of the accident to injuries you suffered, and any comments that were made. It’s sure to come in handy throughout the settlement process.
3. See Your Physician
Did you go to the ER in the immediate aftermath of your car accident? Well, good! It’s important to get checked up by a doctor as soon as you can.
Don’t stop there, though. Try to see your own personal doctor ASAP as well.
This is important for two reasons. First, you can get a second opinion on any pain you’re experiencing. Second, you’ll come away with medical records outlining the injuries and discomfort that you’re in.
Your lawyer can then use those notes as evidence in any forthcoming lawsuit. Better still, your insurer should have the proof they need to proceed with any claim.
It’s important to be as thorough as possible in these medical examinations.
Now’s not the time for stoicism! Big, small, or seemingly innocuous, own up to any physical pain you’re in as a result of the accident. It’ll then make its way into evidence that can back up your right to a substantial payout.
4. Follow Your Treatment Regimen
There’s a good chance you’ll need medical treatment to recover from your injuries.
Through rest, medication, physical therapy, and sometimes talking therapy, you should be back on your feet in no time! In the meantime, make sure you attend every session and book regular appointments with your doctor.
Once again, this is all evidence that you needed substantial support as a result of the accident. Missing treatment sessions and coming off the medication early sends the wrong impression. It may even reduce the amount of money you receive.
Making a full recovery before a settlement has been reached can be problematic too. In some cases, it can even withdraw your right to compensation! Ongoing treatment is essential evidence that your issue is continuing and worthy of a hefty settlement.
5. Know That Surgery Can ‘Help’
Your bid for a higher settlement will be made easier if you have/had to undergo surgery.
Now, we’re not suggesting that you go under the knife unnecessarily!
But it’s definitely worth knowing about. After all, you can use it as evidence that the accident had a substantial impact on:
- Your health (nobody goes through surgery unless it’s serious),
- Your finances (surgery isn’t cheap), and
- Your ability to earn an income (going back to work after an accident isn’t always possible).
The result? It’s far harder for an insurance company to deny that the incident was as bad as you’re claiming. You stand to get a higher settlement as a result.
Exactly How to Get the Most Money from a Car Accident
Tens of millions of people are injured in car accidents every year.
Even worse, many of them are victims of other peoples’ mistakes. In the wrong place at the wrong time, their lives get turned upside down through no fault of their own.
That’s why it’s so important to know how to get the most money from a car accident. Approach this task incorrectly, and you can lose huge sums of cash that could have made a vital difference to your recovery. Hopefully, the tips in this post will help you avoid that fate!
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