Suppose you bump your head while fixing a cabinet. What if you slip and fall while carrying a box of supplies?
Where these accidents occur is the defining difference between a regular injury and a work injury.
If you hurt yourself repairing cabinets or carrying boxes at home, you could go to urgent care, take some pain relievers, or book an appointment with your doctor.
Getting injured at work is a whole other story.
A workers compensation injury is a workplace injury, which means your employer covers treatment (and time off work).
What counts as a workers’ comp injury?
Read on to find out!
What Is a Workplace Injury?
Did you know that workplace injuries occur every seven seconds? That’s a lot of trips to workers’ comp doctors, paperwork, and time off work.
The costs of workers’ compensation injuries add up. Employers are encouraged to improve workplace wellness and safety to prevent injuries. Wellness and safety measures also cut down on business losses due to injuries.
Not every workplace injury warrants a visit to the doctor or time off work.
For example, if an employee gets a minor scratch on their finger, they just need a band-aid and a dab of Neosporin. However, if it’s a significant cut that prevents an employee from doing their job, that’s a workers compensation injury. If there’s a greater risk of infection, that may qualify for compensation, too.
Even minor scratches and bruises should be reported to the manager. All workplace injuries must be reported, regardless if they qualify for compensation. Employees need this documentation to receive workers’ compensation.
Most Common Workers Comp Injuries
Scratches and cuts are common at work, but the most common workplace injuries are slips and falls. These are easily preventable with safety upgrades and protocols.
If left untreated, workplace slips and falls quickly lead to back pain, neck pain, migraines, dizziness, fatigue, and more pain-related conditions. After reporting a slip and fall accident to a manager, employees should immediately visit a workers’ comp doctor to start treatment.
Depending on the state, employees may choose their own workers’ compensation doctor, or employers can choose one for them. These types of doctors are trained specifically in workplace injuries and pain management.
Here are several more common workplace injuries:
- Injuries from muscle overuse (throwing your back out)
- Electrical related injuries (electrocution, burns, etc.)
- Machine operator injuries
- On-site work violence
- Transportation injuries
- Fire-related injuries
- Chemical burns
- Concussions, head injuries, and trauma
Work injuries don’t have to occur on-site to qualify as a workers compensation injury. Delivery drivers and truckers can also file claims when injured on the road during work shifts.
While many employers cover treatment, employees can hire workplace injury lawyers for insufficient treatment and denied compensation claims. Employers may also rush treatment, which could lead to compensation lawsuits.
Can You Handle a Workers Compensation Injury?
Both employees and employers must be prepared in the event of a workers compensation injury. Remember these tips and facts, and prioritize safety at all costs.
Arm yourself with the latest legal knowledge. Check out the blog to find even more legal advice!