The reality is that no matter how careful you are, car accidents can still happen.
It’s good to know that fatal crashes on Boston roads have decreased significantly in recent years. There are also fewer motor vehicle accident deaths in Massachusetts than in most other states. Of course, the risk remains.
Statista estimates that around 12 million collisions occur annually nationwide. The subsequent damages cost the country an astounding $871 billion per year in economic and societal harm. Whether it’s a minor fender bender or worse, what matters most is how you respond.
An informed and prepared approach is vital, especially when it comes to receiving fair compensation for your losses. The following attorney-approved steps will help you handle the aftermath effectively.
Things to Do After a Car Accident
Assess the Damage
Your first priority is to get to safety. It’s generally wise to wait for the authorities before moving your vehicle unless it’s causing problems or obstructing traffic.
When checking your injuries, see if anyone else requires urgent medical care. You should always contact the authorities and consider calling an ambulance to detect internal injuries. Be sure to limit your discussions with third parties as you don’t want to admit fault or liability. Aim to speak only with the police and your insurance representative.
The exact details you’re expected to provide at the crash scene can vary depending on state laws. It’s rarely necessary to share anything beyond your name and insurance information with other drivers. That said, you can and should try to obtain the following facts:
- Police report number
- Officer names and contact details
- Vehicle models and license plates
- Witness phone numbers
There are free apps available for documenting car accidents, but even some notes and diagrams make all the difference. Since insurance companies usually record the vehicle identification number (VIN) instead of the license plate; it’s worth asking for the former.
Notify Your Insurer and Lawyer
As you’re probably aware, motorists in Boston are legally required to have minimum cover for bodily injury and property damage liability. These policies are especially useful if you’re held responsible for damages to the third party.
You should always call your claims number or insurance agent and let them know what happened. They can guide you through the filing process and tell you what to expect. If you don’t have an attorney to call, remember that it’s their job to advocate and negotiate on your behalf to secure appropriate compensation.
With a reputable car accident attorney by your side, you also benefit from professional administrative and investigative services. It can be difficult to dodge all attempts from the third party and their insurer to place you at fault, so don’t forget to keep your interactions brief and vague.
As if the ordeal itself wasn’t stressful enough, dealing with the aftermath of an accident spares few headaches. Simply stay calm and follow the advice of those working with you and it will be over in no time.