Car accidents injure three million people in the United States every year. Chances are high that you will experience at least one in your life.
If you’ve recently been involved in an accident, you likely have several questions.
Was I at fault? Who pays for the damage? Who will pay the medical bills? Can I get compensation for my pain and suffering? What about lost wages?
Car accidents are traumatizing, but they’re also expensive and time consuming. An experienced accident claim lawyer will help you navigate the confusing process of filing an insurance claim and receiving a settlement.
But is an attorney always necessary?
When to Hire an Accident Claim Lawyer
While it’s always wise to seek legal advice following an accident, some cases are a little more complicated than others.
Here are six scenarios where it’s recommended to hire an attorney.
1. You’ve Been Seriously Injured
The term “serious injury” doesn’t always imply hospitalization or surgery. If you have a broken bone or joint injury and require special injections or long-term treatment, you’ve sustained a serious injury. This also includes experiencing chronic pain.
The more serious your injury, the more money treatment will cost. And the less money an insurance company will want to give you.
If you feel you’re entitled to more money to pay your healthcare costs related to your accident, you need an accident attorney.
2. You’re Unsure of Long-Term Injuries
Some injuries may seem insignificant at first, but turn into financial burdens.
You may feel as though your condition is not improving with treatment and want to consult specialists for help. A lawyer can help you find the right specialist to treat your injury and require the insurance company to cover long-term costs.
3. You’re Under Financial Stress
If your bills from the accident are stacking up and you’re experiencing financial stress, your insurance company is not paying you enough money.
An accident claim lawyer will get you the treatment you need and defer the bills until money from the insurance claim comes through. They will also help you with a larger settlement, so you can breathe easy knowing you can cover your bills.
4. You’ve Missed Work
You might also experience financial stress over lost wages following a car accident.
Some insurance companies will underestimate how much time you’ve missed at work and will not pay you enough to break-even. If you’ve missed a significant amount of work, you need representation to recoup your losses.
5. You’re Fighting with the Insurance Company
In some scenarios, the insurance company will try to blame you for the car accident.
This blame can present itself in many forms. The company may claim you reported the incident too late – that you further injured yourself by waiting to seek treatment. They are only delaying and using these tactics to prevent paying for your care.
An attorney knows what is required of the insurance company and will protect you in this scenario.
6. Your Insurance Company Isn’t Taking You Seriously
As much as you’d like to believe otherwise, insurance companies do not care about your injury. Their goal is to pay out the least amount of money possible.
An insurance company might assign a dollar amount to your diagnosis and treatment and fail to follow-up whether or not it worked. Hiring an attorney ensures that there is someone who has your interests at heart, and they will fight for your insurance company to take you seriously.
Benefits of Legal Representation
A car accident injury attorney will help you in all the above scenarios, but they are valuable in many other ways. Hiring a professional to work for you will reduce some stress and legwork involved in your accident claim.
Knowledge of the Law
Accident claim attorneys have to remain knowledgeable about the laws and procedural rules affecting your case. They study former cases and brush up on their knowledge of car accident claims so you don’t have to.
A good attorney will advise you of any statute of limitations that may affect your case. They will help you sue the at-fault driver hastily.
If your case doesn’t settle, and it goes to trial, your attorney will know how to navigate possible defenses raised by the at-fault driver. They will help prepare you so that you experience the best legal outcome possible.
And if you’re going up against an insurance company, you will need a lawyer to balance the playing field. No matter how smart you are, it’s unlikely that you can stand up to the resources of a firm representing a large insurance company.
An Attorney Does the Legwork
After a car accident injury, it’s vital to get back to daily life as soon as possible. Hiring an attorney means you have someone to handle all the ins and outs of your case for you.
Because they have experience gathering evidence, preparing settlements, and filing court paperwork, they can settle your claim much more efficiently than you can. This is extremely important if you’ve been seriously injured and you need rest to recover.
A Necessary Advocate
An accident claim lawyer acts on your behalf, which means they will be your supporter and champion throughout the legal process. They will make sure the court hears your side of the story and that you regain any losses.
An advocate is vital in any legal scenario. If you’re looking for representation, you’re in the right place. Browse our directory to find the right attorney for you.