Riddled with jargon, full of legalities and notoriously difficult to understand, the insurance industry is one steep hill to climb.
If you’re in the middle of a difficult claim that you just can’t seem to overcome or swing your way, it might be time to give up the reins and let a qualified and capable insurance lawyer take it from here.
When you partner with a legal expert skilled in this niche, you’re one step closer to mastering the process, understanding its technicalities and closing your case once and for all.
Today, we’re sharing five signs that it’s time to take this step today.
Ready to learn more? Let’s go.
1. The Insurance Company Isn’t Treating You Fairly
You have all of your required documentation in place. You made the right phone calls at all of the right times. You followed all of the required protocols when filing your claim and you answered every question clearly.
Yet, you’re still waiting. Or, you’re still hearing “no” even when you know your case is solid. Or, you’re being harassed, neglected or otherwise mistreated by the agents on the other end.
If you feel as though you’re being wronged, it’s tempting to take matters into your own hands. Yet, remember who you’re up against. Taking on a powerful agency can be a laborious, time-consuming and often fruitless job. In this case, it’s in your best interest to explain all of the details to an insurance lawyer and let him or her deal directly with the issue instead.
2. You Aren’t Getting Anywhere After an Accident
You were in an accident and it wasn’t your fault. Still, you sustained injuries to your body or damage to your personal property. However, all of your efforts to contact the at-fault party’s insurance company are falling on deaf ears.
Rather than pressing “redial” until your fingers go numb, it’s time to talk to an insurance lawyer, like the ones at Doug Terry Law Firm, and let them spur the insurance company into action. You deserve to be compensated for your suffering and loss, and you shouldn’t have to deal with it while you’re in the middle of trying to recover physically, emotionally or financially.
3. You’re Being Denied Disability Benefits
Is your employer denying you access to short-term or long-term disability benefits even though you’re eligible to receive them? If so, this setback can plunge you straight into a financial crisis at the absolute worst time.
You have two options here. You could appeal internally to the agency, but don’t be surprised if you jump through hoops to obtain the mountains of documents they request and still end up right back where you started.
Or, you could let an insurance lawyer lead you down the path to justice, helping you bypass the intentionally-placed hurdles along the way. Your lawyer will review all of the details surrounding your case and will help you begin your lawsuit as early as possible. This helps you reach a resolution more quickly, easing your financial burden.
4. You’re Feeling Short-Changed
You finally heard back from the insurance agency on your claim. They approved it, but for an amount that’s far lower than what you submitted. Are you supposed to accept it gratefully and walk away, thankful that you even heard back at all?
If you’ve taken the time to compile all the documentation for your case and you have a legitimate list of reasons and concrete data that backs up the amount that you feel you’re owed, an insurance lawyer can help you fight for it. You shouldn’t have to settle for less just because you’re up against a bigger entity.
The same applies if you feel that your losses have been undervalued or even over-depreciated. If the numbers don’t line up to you, they likely don’t line up at all.
Find a qualified partner who can review your case, make sure your numbers line up, and work to make sure you’re adequately compensated.
5. You’re Questioning the Adjuster’s Tactics
Did you recently suffer damage to your home due to a storm or another weather event?
If so, your insurance company should have sent an adjuster out to your property to survey the damages. During that time, did you feel as though the assessment was fair and accurate?
If your case comes back and you find details that don’t line up with the truth, let an insurance lawyer know right away. For instance, the adjuster might claim that all or a portion of the damage you incurred was due to a past storm, or another event that isn’t covered under your current policy.
Or, you might simply feel as though the adjuster wasn’t thorough enough during the inspection, missing key details that you thought were important. This isn’t the time to bite your tongue. Speak up and let an insurance lawyer help make sure your voice is heard.
Team Up With a Reliable Insurance Lawyer Today
When it’s you against the ever-powerful insurance company, it can be easy to feel like you’re on the wrong side of the wrong team.
Thankfully, fighting for your rights is as easy as finding a local insurance lawyer you can trust.
When you find the right legal team, you immediately take one major leap in the right direction. So, what are you waiting for? Your financial freedom, dignity, and sanity are all on the line, and it’s time to reclaim them. Do your research, find an expert you feel comfortable with, and resolve your case once and for all.
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